Should you buy a phone outright or go for a contract?
I have always bought PAYG (Pay As You Go) before getting a contract phone last year. My contract comes up in June and thinking of probably getting the iPhone 5 to replace my Nokia E72.
Cost of iPhone would be £499
Cost of monthly PAYG would be £10 ($15) a month including taxes on Giff Gaff:
- 240 mins talk time
- unlimited texts
- unlimited internet
I'm wondering why so many people tend to go for contracts?
Other than the initial purchase price (which hurts admittedly) PAYG seems the better deal.

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