NFC payments with S4?

I am a nexus4 to s4 convert as of today. (Mainly made the switch for the great camera) Just wanted to ask any other s4 owners out there on ATT if they know of any other service that allows nfc payments ala google wallet, (which currently does not work for the s4 on ATT. bummer.) I know visa paywave was supposed to be preinstalled but I cant find that anywhere on the device. I know nfc payments havent exploded, but it was still nice to use the feature in the few stores that allowed.