Windows 8.1 /Phone 8.1 comparison vs IOS 8/Yosemite

Title says it all lets make a list of every feature you would like to see Microsoft adopt or enhance to be more competitive with Apple.

some wishes for me.

-Invest more money into healthvault make native apps for IOS,Android and Windows Phone. Work with companies directly and launch it directly with some sort of smart watch/fitness device.

-Bring office for touch out make it a universal app.